You have worked too hard for your wealth to be someone else's commission.
I started Dhamija Wealth Advisors for families who built serious wealth — and deserve advice that answers to them, not to a bank's quarterly target.
Begin a ConversationEvery goal gets its own strategy, timeline, and tax-efficient structure. We construct a defensive Phalanx around your core capital — analyzing maximum drawdown tolerances, building the floor before we dream of the ceiling. We plan before a single rupee moves.
Every holding serves a specific goal. We refine your portfolio into a singular, cohesive narrative — rebalancing when your life changes, not when the calendar says to. Like a monolithic vault, your strategy should be elegant, interconnected, and devoid of redundancy.
Your maximum loss is defined before a single rupee is invested. Upside stays uncapped, downside stays known. We stack opportunities — leveraging the momentum of one success to fuel the next. It is not a gamble; it is a calculated ascent.
Protection. Structure. Growth. The three disciplines converge into a single, self-sustaining system — a closed loop designed to outlast its creator and compound through generations.
We will not recommend a product for the first fifteen days. Here is why.
We start with your life, not the markets — income, expenses, goals, insurance gaps. No product touches your portfolio until the full picture is complete.
Your Investment Policy Statement is written in plain language — which assets, what proportion, and why. You will understand every line.
Systematic deployment across direct mutual funds, AIFs, and fixed income. Quarterly reviews measure progress against your goals, not benchmarks.
How Derivatives Protection Changes Everything
When markets drop 30%, most portfolios drop 30% — and the emotional toll leads to the worst decisions at the worst time. Our AIF strategies use derivatives to define your maximum loss before a single rupee is invested. The result: a smoother wealth curve that captures upside while capping drawdowns — asymmetry that compounds over decades.
Illustrative: Protected vs Unprotected Equity (Conceptual)
Portfolio ValueTime (Years)
For illustrative purposes only. Past performance is not indicative of future results.
"Parth was the first advisor who didn't start by telling me what to buy. He asked what I was building towards. That changed everything."
"During the last correction, my protected portfolio fell 7%. My distributor-managed one fell 18%. Parth had told me this would happen before the fall."
"Three banks, three RMs, zero coordination. Parth found a ₹40 lakh insurance overlap and a tax structure costing us every year. Consolidated within a month."
"After my husband passed, I had seven accounts across four institutions. Parth spent hours just listening before suggesting a single change. No jargon, no pressure — just a clear plan."
"I used to check my portfolio six times a day. Parth built a plan I actually understood. Now I check quarterly — and my returns are better."
"We are both doctors. We refused to guess with our money. Parth showed us evidence — not opinions — and a plan with a defined downside."
Whether or not we work together, you will leave the first conversation with clarity. We respond within 24 hours.
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